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Natalie has extensive agency building experience. She with only two other employees relocated the General Agency of Metropolitan Life from Louisiana to New Jersey. At the time of her retirement in 2009 as Operations Manager, the MetLife General Agency was a full service agency of over 100+ employees supporting thousands of MetLife agents worldwide Natalie graduated from the University of Arkansas with two Masters Degrees having worked as a Psychological Examiner for six years for the Arkansas Department of Human Services. She changed careers to insurance as a Quality Service Consultant with Aetna Life & Casualty before accepting a leadership position with MetLife. In 1979, she received a direct commission as a First Lieutenant in the US Army and after serving 24 years, retired as a Lieutenant Colonel. She is the proud mother of two sons and as of November 2014 a first-time grandparent.

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Ralph has extensive wealth management and fiduciary experience, has developed proprietary planning programs, and holds multiple U.S. Patents on Trust comparison and asset allocation programs. He was an Investment Representative and Financial Planner at Lehman Brothers, Wilmington Trust Company, and the Vanguard Group. Ralph personally developed customized financial plans and strategies for prominent individuals, families, and business owners. His unique wealth transfer strategies and success in helping his clients resulted in national recognition as one of “The Nation’s 100 Most Exclusive Wealth Advisors” by Robb Report Worth magazine in October of 2006, 2005, and 2004. He also received recognition in Wilmington Trust’s 2006 Annual Report to Shareholders.